↧
Investing - Theory, News & General • Historical S&P real ebit growth...
Where can i find the historical real ebit growth rate data for S&P 500? I want to find out if we are really having a much higher real earnings growth than the past? Current profits are inflated by...
View ArticlePersonal Consumer Issues • Light carry on luggage - Tom Bihn Techonaut or...
I've been a long-time "one-bag" carry on traveler. I can usually fit 10 days worth of clothes in an Osprey Daylight 40L wheeled bag. Wheels are great when you go from airport to rental car to hotel,...
View ArticlePersonal Consumer Issues • iCloud storage vs Dropbox
I am paying $12.99/month for Dropbox and $2.99/month for iCloud which is clearly duplicative! I want to cancel Dropbox but before I do that, is there any reason to reconsider? I am a dedicated Apple...
View ArticlePersonal Investments • Schwab first impression
After some deliberation I moved my and my wife’s Roth from Vanguard to Schwab. Both our Roths met the bonus range for $500 each. All I wanted to say is that was as easy a transfer as I have ever made....
View ArticlePersonal Consumer Issues • Car buying? Factory installed accessories
Hi All,I am in the market looking for new Car. In the Toyota website for Sienna car, base car MSRP it shows say 51K then it asks for accessories which are optional.But the dealer quote, shows...
View ArticlePersonal Consumer Issues • Coordinating deck with dryer vent
We are thinking of adding a composite deck:Deck surface 12 feet by 12 feet, plus staircase.Main deck surface height ~19.5 inches above grade with railing, stairs to ground, and a platform at the...
View ArticlePersonal Investments • Universal Life Death Benefit was reduced - can it be...
My parents (77 years old) have Universal life policies at Thrivent and at some point in the past couple weeks talked to their Rep and agreed to reduce their death benefits dramatically so they...
View ArticleInvesting - Theory, News & General • World Ex U.S has only returned 2.48%...
Is the U.S index the only index that makes sense to invest in? If others have performed this poorly most would have been better off investing in other assets such as property etc. The U.S was an...
View ArticlePersonal Investments • 529 allocation for kids AND grandkids?
I have had Utah "my529" accounts for my two kids since they were born. They're now 10 and 13. The older one is now allocated at about 85/15 equity/fixed, and the younger one is in a 2034/35 Target...
View ArticlePersonal Investments • How to invest Non-emergency but semi-liquid money
Hi folks, Have about 45k $ that we have saved up for emergency reserves. Have another 60k $ in Roth IRA (in Total market index Fund) that can be pulled in for extreme circumstances. With a mortgage ,...
View ArticlePersonal Consumer Issues • Experience cancelling trip last minute with...
Just curious if A physician can diagnose you without actually seeing you in person.We have an international flight Thursday and I threw my back out. I am very doubtful I will be good enough to sit on...
View ArticlePersonal Investments • 529 front loading and dollar cost averaging
Hi everyone,I have a one year old child and am in a position to front load a 529 plan. I understand this is advantageous as the interest compounds for a longer time. However, when investing a large...
View ArticlePersonal Investments • Investment Allocation of Inheritance (Near Retirement)
My 68-year old father recently inherited ~$50,000 and wants/needs to invest it. 1. Both my mother & father are still working and intend to for at least a few more years. 2. No mortgage to pay off....
View ArticlePersonal Investments • Would buying 10% of a penny stock inform me if it's...
I found a penny stock I believe is undervalued that could easily go from fractions of a cent to $1 to $1,000 over the next decade. It all hinges on whether specific drugs in development get approved....
View ArticleNon-US Investing • UK : Getting dividend info for Accumulation units...
In UK, how do I obtain the "notional" dividend for "Accumulation units" flavour of Unit trusts / ETF ? Lets say : Vanguard UCITS unit trusts, ETF and for iShares ETF which are in Accumulation units ?...
View ArticlePersonal Investments • Logistics of slowly getting out of VXUS and into VEA...
Thanks for the posts on my other thread about VEA in taxable. In looking at our tax situation, and my personal preference, I've decided I want VEA (and its higher % of qualified dividends) in my...
View ArticlePersonal Investments • How to choose: BND vs SCHO vs SCHZ and VXUS vs SCHF?
I am about to start investing in my Schwab accounts, and I'm looking at implementing a 3 fund portfolio. I am a beginner investor.I'm feeling confident with VTI for US stocks, but for bonds what would...
View ArticleInvesting - Theory, News & General • Finding % qualified dividends for...
Is there an easy way to compare the % of qualified dividends for an international ETF? I'm trying to compare VEA (Vanguard Tax Managed FTSE Developed), IDEV (shares MSCI Developed International) and...
View ArticlePersonal Finance (Not Investing) • Mortgage assumption - dealing with equity...
My spouse and I are are proceeding with a divorce and the primary issue is likely going to be our home.It's worth $900K and we owe $480K, so we have about $420K in equity, or $210K / each.In an ideal...
View ArticlePersonal Investments • Is this ID theft?
Dear Bogleheads,I received a letter from the NJ Division of Taxation stating the following:"Dear ANCHOR Benefit Applicant:We denied your 2020 ANCHOR benefit. You are not eligible because your 2020 NJ...
View Article
More Pages to Explore .....